11:26 pm UTC - eleven twenty-six pm UTC

Clock	Time	Spoken
12-hour clock	11:26 PM	eleven twenty-six pm, twenty-six minutes past eleven pm, thirty-four minutes to midnight, thirty-four minutes to twelve am
24-hour clock	23:26	twenty-three twenty-six, twenty-six minutes past twenty-three, thirty-four minutes to midnight, thirty-four minutes to zero
Military	2326Z	two-three-two-six hours, twenty-three twenty-six hours

AM or A.M. - latin ante meridiem, meaning before midday, PM or P.M. - latin post meridiem, meaning after midday. Letter 'Z' in military time indicates ZULU Time Zone which is equivalent to UTC.